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Kamis, 29 September 2016

Muhammad Rasulullah SAW


Who Is the Prophet Muhammad Rasulullah
Muhammad was born in Makkah in the year 570. Since his father died before his birth and his mother died shortly thereafter, he was raised by his uncle who was from the respected tribe of Quraysh. He was raised illiterate, unable to read or write, and remained so till his death. His people, before his mission as a prophet, were ignorant of science and most of them were illiterate. As he grew up, he became known to be truthful, honest, trustworthy, generous, and sincere. He was so trustworthy that they called him the Trustworthy.1 Muhammad was very religious, and he had long detested the decadence and idolatry of his society.
At the age of forty, Muhammad received his first revelation from God through the Angel Gabriel. The revelations continued for twenty-three years, and they are collectively known as the Quran.

As soon as he began to recite the Quran and to preach the truth which God had revealed to him, he and his small group of followers suffered persecution from unbelievers. The persecution grew so fierce that in the year 622 God gave them the command to emigrate. This emigration from Makkah to the city of Madinah, some 260 miles to the north, marks the beginning of the Muslim calendar.

After several years, Muhammad and his followers were able to return to Makkah, where they forgave their enemies. Before Muhammad died, at the age of sixty-three, the greater part of the Arabian Peninsula had become Muslim, and within a century of his death, Islam had spread to Spain in the West and as far East as China. Among the reasons for the rapid and peaceful spread of Islam was the truth and clarity of its doctrine. Islam calls for faith in only one God, Who is the only one worthy of worship.
The Prophet Muhammad was a perfect example of an honest, just, merciful, compassionate, truthful, and brave human being. Though he was a man, he was far removed from all evil characteristics and strove solely for the sake of God and His reward in the Hereafter. Moreover, in all his actions and dealings, he was ever mindful and fearful of God.
 Birth Of Prophet Muhammad Rasulullah
It was in the midst of such conditions and environments that Muhammad was born in 569 after Christ. His father, 'Abdullah had died some weeks earlier, and it was his grandfather who took him in charge. According to the prevailing custom, the child was entrusted to a Bedouin foster-mother, with whom he passed several years in the desert. All biographers state that the infant prophet sucked only one breast of his foster-mother, leaving the other for the sustenance of his foster-brother. When the child was brought back home, his mother, Aminah, took him to his maternal uncles at Madinah to visit the tomb of 'Abdullah. During the return journey, he lost his mother who died a sudden death. At Mecca, another bereavement awaited him, in the death of his affectionate grandfather. Subjected to such privations, he was at the age of eight, consigned at last to the care of his uncle, Abu-Talib, a man who was generous of nature but always short of resources and hardly able to provide for his family.
Young Muhammad had therefore to start immediately to earn his livelihood; he served as a shepherd boy to some neighbors. At the age of ten he accompanied his uncle to Syria when he was leading a caravan there. No other travels of Abu-Talib are mentioned, but there are references to his having set up a shop in Mecca. (Ibn Qutaibah, Ma'arif). It is possible that Muhammad helped him in this enterprise also.
By the time he was twenty-five, Muhammad had become well known in the city for the integrity of his disposition and the honesty of his character. A rich widow, Khadijah, took him in her employ and consigned to him her goods to be taken for sale to Syria. Delighted with the unusual profits she obtained as also by the personal charms of her agent, she offered him her hand. According to divergent reports, she was either 28 or 40 years of age at that time, (medical reasons prefer the age of 28 since she gave birth to five more children). The union proved happy. Later, we see him sometimes in the fair of Hubashah (Yemen), and at least once in the country of the 'Abd al-Qais (Bahrain-Oman), as mentioned by Ibn Hanbal. There is every reason to believe that this refers to the great fair of Daba (Oman), where, according to Ibn al-Kalbi (cf. Ibn Habib, Muhabbar), the traders of China, of Hind and Sind (India, Pakistan), of Persia, of the East and the West assembled every year, traveling both by land and sea. There is also mention of a commercial partner of Muhammad at Mecca. This person, Sa'ib by name reports: "We relayed each other; if Muhammad led the caravan, he did not enter his house on his return to Mecca without clearing accounts with me; and if I led the caravan, he would on my return enquire about my welfare and speak nothing about his own capital entrusted to me."

1. When was the Prophet Muhammad (p.b.u.h.) born?
 He was born on Monday, 12th Rabi Al Awwal, April 22nd, 571 AC.

2. Where was the Prophet Muhammad (p.b.u.h.) born?
 In Makkah

3. What is the name of the Prophet's father?
 Abdullah Ibn Abdul Muttalib.

4. What is the name of the Prophet's mother?
 Aminah Bint Wahhab Ibn Abd Manaf Ibn Zahrah.

5. When and where did his (prophet's) father die?
 He died in Madina before Muhammad (p.b.u.h.) was born.

6. What is the name of the Prophet's grandfather?
 Abdul Muttalib.

7. What was his granfather's position?
 He was the chief of his clan Bani Hashim.

8. What is the Prophet's (p.b.u.h.) lineage up to his fifth ancestor?
 He is Muhammad Ibn Abdullah Ibn Abdul Muttalib Ibn Hashim Ibn Abd Manaf Ibn Qusai Ibn Kilab.

9. Who suckled the Prophet Muhammad (p.b.u.h.)?
 First Thuyeba, the freed slave girl of his uncle Abdul Uzza known as Abu Lahab, then Haleema Bint Abu Dhuaib, best known as Haleema Al Sadiyah.

10. Who named the Prophet Muhammad (p.b.u.h.)?
 Abdul Muttalib.

11. What did Muhammad's (p.b.u.h.) mother name him?
 Ahmad.

12. Why did she (the Prophet's mother) choose this name?
 Because she saw an angel in a dream calling the new-born baby Ahmad.

13. How old was Muhammad (p.b.u.h.) when his mother died?
 Six years old.

14. Where did his mother take him?
 She took him to Yathrib (Madinah) to visit her relatives.

15. Where did his mother die?
 On her way back to Makkah, she died at Abwa and was buried there.

16. Who brought Muhammad (p.b.u.h.) back to Makkah?
 His father’s slave girl, Umm Aiman (May Allah be pleased with her).

17. Who took the charge of his care?
 His grandfather Abdul Muttalib.

18. How long did The Prophet's grandfather take care of the Prophet Muhammad?
 For two years.

19. How was his (Abdul Muttalib's) behavior with Muhammad (p.b.u.h.)?
 He loved him very much and preferred him to his own sons.

20. What did Abdul Muttalib foretell about his grandson?
 That he would hold a prestigious position.
21. Who took care of the Prophet (p.b.u.h.) after the death of Abdul Muttalib?
 His uncle Abu Talib.

22. How old was Muhammad (p.b.u.h.) when his grandfather Abdul Muttalib died?
 About eight years old.

23. When did Muhammad (p.b.u.h.) travel to Syria and with whom?
 He went to Syria with his uncle Abu Talib when he was twelve years old.

24. Who was Khadijah (May Allah be pleased with her)?
 She was a wealthy merchant of Makkah.

25. Why did she (Khadijah) want to marry Muhammad (p.b.u.h.)?
 Because of his truthfulness and good conduct.

26. When did she (Khadijah) marry Muhammad (p.b.u.h.)?
 When she was 40 years old.

27. How old was Muhammad (p.b.u.h.) at the time of the marriage?
 He was 25.

28. What did he (the Prophet) give her (Khadijah) as Mahr (dowry)?
 Twenty camels.

29. Was Khadijah (May Allah be pleased with her) a widow?
 Yes. The Prophet (p.b.u.h.) was her third husband.

30. How was Muhammad (p.b.u.h.) known in the society?
 He was known as Al Ameen (trustworthy) and Al Sadiq (truthful).

31. Did he get any sort of education?
 No, he didnt get any formal education from the society, rather he was taught by Almighty Allah.

32. What should one say when the Prophet's (p.b.u.h.) name is mentioned?
 One should say صلى الله عليه وسلم (May the peace and blessings of Allah be upon him).

33. How many times is the name of Muhammad mentioned in the Holy Quran?
 Four times.

34. What are the names of the Prophet’s (p.b.u.h.) uncles?
 They are: Harith, Zubair, Abu Talib, Hamzah (May Allah be pleased with him), Abu Lahab, Ghidaq, Maqwam, Safar and Abbas (May Allah be pleased with him).

35. In the New Testament by what name was the Prophet (p.b.u.h.) mentioned?
 By the name of Paraclete.

36. What is Kabah?
 It is the oldest house of worship on the earth.

37. Who built it?
 The Prophet Ibrahim and his son Ismael (May Allah be pleased with them).

38. How did Quraish arrange rebuilding of Kabah?
 They divided the work among various tribes. Each tribe was responsible for rebuilding a part of it.

39. Who laid the stones?
 A Byzantine mason called Baqum.

40. Where did the Prophet (p.b.u.h.) go into seclusion?
 To the Cave of Hira.

Istilah Ekonomi - 1


Pengertian Istilah Ekonomi :
  1. Gross Domestic Product (GDP) atau produk domestik bruto (PDB) dapat diartikan sebagai nilai barang dan jasa akhir yang dihasilkan oleh berbagai unit produksi di wilayah suatu negara dalam jangka waktu setahun.
     GDP tidak mempertimbangkan kebangsaan perusahaan atau warga negara yang menghasilkan barang atau jasa negara tersebut. GDP dihitung berdasarkan nilai barang dan jasa yang dihasilkan oleh   warga negara yang berdomisili di negara tersebut, baik pribumi maupun warga negara asing.
  1. Produk Domestik Regional Bruto (PDRB) adalah jumlah nilai tambah barang dan jasa yang dihasilkan dari seluruh kegiatan perekonomian di suatu daerah.
Penghitungan PDRB menggunakan dua macam harga yaitu harga berlaku dan harga konstan. PDRB atas harga berlaku merupakan nilai tambah barang dan jasa yang dihitung menggunakan harga yang berlaku pada tahun bersangkutan, sementara PDRB atas dasar harga konstan dihitung dengan menggunakan harga pada tahun tertentu sebagai tahun dasar.
  1. Pengertian Gross National Product (GNP) atau Produk Nasional Bruto (PNB) adalah jumlah barang dan jasa yang dihasilkan oleh faktor-faktor produksi milik warga negara baik yang tinggal di dalam negeri maupun di luar negeri, tetapi tidak termasuk warga negera asing yang tinggal di negara tersebut
  2. Net National Product (NNP) atau Produk Nasional Neto (PNN) adalah GNP dikurangi depresiasi atau penyusutan barang modal (sering pula disebut replacement). Replacement : penggantian barang modal/penyusutan bagi peralatan produski yang dipakai dalam proses produksi umumnya bersifat taksiran sehingga mungkin saja kurang tepat dan dapat menimbulkan kesalahan meskipun relatif kecil.
Atau :
Net National Product (NNP) adalah jumlah barang dan jasa yang dihasilkan oleh masyarakat dalam periode tertentu, setelah dikurangi penyusutan (depresiasi) dan barang pengganti modal.
Rumus : NNP = GNP – Penyusutan
  1. Personal Income (PI) atau Pendapatan perseorangan adalah jumlah pendapatan yang diterima oleh setiap orang dalam masyarakat, termasuk pendapatan yang diperoleh tanpa melakukan kegiatan apapun. Pendapatan perseorangan juga menghitung pembayaran transfer (transfer payment). Transfer payment adalah penerimaan-penerimaan yang bukan merupakan balas jasa produksi tahun ini, melainkan diambil dari sebagian pendapatan nasional tahun lalu, contoh pembayaran dana pensiunan, tunjangan sosial bagi para pengangguran, bekas pejuang, bunga utang pemerintah, dan sebagainya. Untuk mendapatkan jumlah pendapatan perseorangan, NNI harus dikurangi dengan pajak laba perusahaan (pajak yang dibayar setiap badan usaha kepada pemerintah), laba yang tidak dibagi (sejumlah laba yang tetap ditahan di dalam perusahaan untuk beberapa tujuan tertentu misalnya keperluan perluasan perusahaan), dan iuran pensiun (iuran yang dikumpulkan oleh setiap tenaga kerja dan setiap perusahaan dengan maksud untuk dibayarkan kembali setelah tenaga kerja tersebut tidak lagi bekerja).
        Atau :
Personal Income (PI) adalah jumlah seluruh penerimaan yang diterima masyarakat yang benar-benar sampai ke tangan masyarakat setelah dikurangi oleh laba ditahan, iuran asuransi, iuran jaminan sosial, pajak perseorangan dan ditambah dengan transfer payment.
Rumus :
PI = (NNI + transfer payment) – (Laba ditahan + Iuran asuransi + Iuran jaminan sosial + Pajak perseorangan )
  1. Disposable Income (DI) atau Pendapatan yang siap dibelanjakan adalah pendapatan yang siap untuk dimanfaatkan guna membeli barang dan jasa konsumsi dan selebihnya menjadi tabungan yang disalurkan menjadi investasi. Disposable income ini diperoleh dari personal income (PI) dikurangi dengan pajak langsung. Pajak langsung (direct tax) adalah pajak yang bebannya tidak dapat dialihkan kepada pihak lain, artinya harus langsung ditanggung oleh wajib pajak, contohnya pajak pendapatan.
Atau :
DI adalah pendapatan yang diterima masyarakat yang sudah siap dibelanjakan oleh penerimanya. [Rumus : => DI = PI – Pajak langsung ]


Contoh Soal :
untuk lebih mendalami tentang konsep-konsep pendapatan nasional diatas, mari kita bahas soal dibawah ini:
Diketahui data-data keuangan suatu negara sebagai berikut:
- GDP     Rp. 100 Triliun
- Penyusutan     Rp. 5 Triliun
- NNP             Rp. 95 Triliun
- Pajak tidak langsung  Rp. 10 Triliun
- Pajak perseroan        Rp. 8 Triliun
- laba yang tidak dibagi Rp. 2 triliun
- iuran pensiun  Rp. 5 Triliun
- dana pensiun  Rp. 5 Trilliun
- subsidi penganggur   Rp. 2 Triliun
- tunjangan veteran    Rp. 3 Triliun
- bunga utang     Rp. 3 Triliun
- pajak langsung Rp. 8 Triliun
dari data diatas hitunglah :
a. NNP
b. NNI
c. PI
d. DI

Jawab :
berikut adalah pembahasan soal diatas secara keseluruhan :
GNP                                            Rp.100 Triliun
Penyusutan                                   Rp.    5 Triliun
                                                   -------------- (-)
NNP                                            Rp.  95 Triliun
Pajak tidak langsung                     Rp.  10 Triliun
                                                   --------------- (-)
NNI                                             Rp.  85 Triliun
pajak perseroan     Rp.  8 Triliun
Laba  tidak dibagi  Rp.  2 Triliun
iuran pensiun          Rp.  5 Triliun
                            ---------------- (+)
                                                     Rp. 15 Triliun
                                                   ---------------- (-)
                                                     Rp. 70 Triliun
dana pensiun          Rp. 5 Triliun
subsidi penganggur Rp. 2 Triliun
tunjangan veteran   Rp. 3 Triliun
bunga utang           Rp. 3 Triliun
                             -------------- (+)
                                                     Rp. 13 Triliun
                                                    ----------------(+)
PI                                                 Rp. 83 Triliun
Pajak langsung                               Rp.   8 Triliun
                                                    ---------------- (-)
DI                                                 Rp. 75 Triliun
                                                     ============

Kebijakan Ekonomi-1


Pemerintah Jokowi luncurkan 3 paket kebijakan ekonomi
Published 7:29 PM, September 09, 2015


JAKARTA, Indonesia — Presiden Joko “Jokowi” Widodo meluncurkan paket kebijakan ekonomi untuk menstabilisasi perekonomian domestik di tengah tekanan ekonomi global, Rabu, 9 September.
Dalam menyikapi ekonomi dunia yang berdampak pada perkenomian banyak negara termasuk indonesia, pemerintah bersama otoritas moneter, Bank Indonesia dan Otoritas Jasa Keuangan, telah melakukan langkah-langkah dalam upaya menciptakan kondsisi ekonomi makro yang kondusif,” kata Jokowi membuka pidato.
Tujuan dari kebijakan ini tidak saja berupa stimulus bagi dunia usaha, tetapi juga dapat langsung dirasakan manfaatnya oleh rakyat banyak terutama yang berpenghasilan rendah,” katanya.
Menurutnya, selama ini pemerintah telah melakukan upaya stabilisasi fiskal dan moneter, termasuk di dalamnya pengendalian inflasi.
Selain itu, pemerintah juga telah melakukan langkah-langkah untuk melindungi masyarakat, seperti pemberdayaan usaha mikro dan penyaluran kredit dengan suku bunga rendah.
Namun, kata Jokowi, “langkah-langkah itu belum cukup”. Oleh karena itu, pemerintah Indonesia meluncurkan paket kebijakan ekonomi tahap pertama pada September 2015.
Paket-paket tersebut adalah:
  1. Mendorong daya saing industri nasional melalui deregulasi dan debirokrasi. “Ada 89 peraturan yang diubah dari 154,” kata Jokowi. “Sehingga ini bisa menghilangkan duplikasi, bisa memperkuat, dan memangkas peraturan yang tidak relevan, atau menghambat industri nasional.”
  2. Mempercepat proyek strategis nasional, termasuk penyediaan lahan dan penyederhanaan izin, serta pembangunan infrastruktur.
  3. Meningkatkan investasi di bidang properti dengan mendorong pembangunan rumah untuk masyarakat berpenghasilan rendah. Diharapkan kebijakan ini akan membuka peluang investasi yang lebih besar di sektor properti.
Menurut Jokowi, paket kebijakan tahap pertama ini akan memperkuat industri nasional.
Akan mengembangkan usaha mikro, kecil, menengah dan koperasi, akan memperlancar perdagangan antar daerah, akan membuat pariwisata semakin bergairah, akan menyejahterakan nelayan,” katanya.
Pemerintah menargetkan paket kebijakan ekonomi akan selesai September ini dan paling lambat Oktober.
Ini baru paket pertama. Ada paket kedua dan ketiga secara konsisten dilakukan terus," kata Jokowi.


Dampak Globalisasi


Menurut pendapat saya, Dampak Globalisasi seperti dibawah ini .

Dampak Positif Globalisasi :
  1. Meningkatkan etos kerja yang tinggi, suka bekerja keras, disiplin, mempunyai jiwa kemandirian, rasional, sportif, dan lain sebagainya.
  2. Kemajuan teknologi menyebabkan kehidupan sosial ekonomi lebih produktif, efektif, dan efisien sehingga membuat produksi dalam negeri mampu bersaing di pasar internasional.
  3. Tingkat Kehidupan yang lebih Baik.
  4. Dapat memperoleh lebih banyak modal dan teknologi yang lebih baik.
  5. Meluaskan pasar untuk produk dalam negeri.
  6. Kemajuan di bidang teknologi, komunikasi, informasi, dan transportasi yang memudahkan kehidupan manusia.
  7. Cepat dalam bepergian (mobilitas tinggi).
  8. Mudah memperoleh informasi dan ilmu pengetahuan.
  9. Berkembangnya turisme dan pariwisata.
  10. Meningkatkan pembangunan negara.
Dampak Negatif Globalisasi :
  1. Semakin mudahnya nilai-nilai barat masuk ke Indonesia baik melalui internet, media televisi, maupun media cetak yang banyak ditiru oleh masyarakat.
  2. Semakin lunturnya semangat gotong-royong, solidaritas, kepedulian, dan kesetiakawanan sosial sehingga dalam keadaan tertentu/ darurat, misalnya sakit,kecelakaan, atau musibah hanya ditangani oleh segelintir orang.
  3. Maraknya penyelundupan barang ke Indonesia.
  4. Perusahaan dalam negeri lebih tertarik bermitra dengan perusahaan dari luar, Akibatnya kondisi industri dalam negeri sulit berkembang.
  5. Terjadi kerusakan lingkungan dan polusi limbah industri.
  6. Menghambat pertumbuhan sektor industri.
  7. Terjadinya sikap mementingkan diri sendiri (individualisme)
  8. Adanya sikap sekularisme yang lebih mementingkan kehidupan duniawi dan mengabaikan nilai-nilai agama.
  9. Timbulnya sikap bergaya hidup mewah dan boros karena status seseorang di dalam masyarakat diukur berdasarkan kekayaannya.
  10. Mudah terpengaruh oleh hal yang tidak sesuai dengan kebiasaan atau kebudayaan suatu negara